When I need to borrow 1000 dollars till I get my next pay, it is easy to get a payday loan even when my credit score is below 600. Knowing that most online lenders are restrained by state laws to limit their financing APR and fees, there is really no need to spend too much time comparing deals. In fact they all charge similar rates on a cash advance for 30 days. The difference lies in the service standard between providers - how fast they deposit the funds, how they handle collections, are they actually licensed loan sharks etc. Established lending institutions with good reputation in providing easy quick approval, are preferred by persons looking for legit loans in a hurry. There are really loans for people with <600 credit score available when you are looking for money urgently while your pay day is weeks or days away. Most people I know personally have very little savings in their bank account and may need a cash advance from legit lenders to deal with unexpected expenses. For...